How To Insure Your Teen Child During This Spring

Insuring teen drivers can be painstakingly expensive, but you can save money on premiums if you read this article and try some of these tips to lower your rates. And now, in spring, is the best time to get teenager car insurance. Find out how to insure your teen child during this spring and get car insurance quotes online free from our website.

teen-driver-safety-facts-and-tipsThere are many reasons why it is so expensive to insure these inexperienced drivers, of course. The most relevant one: teens between the ages of 16 and 19 are involved in more car accidents than any other age group, according to the Centers for Disease Control and Prevention. Adding a 16-year-old son or daughter to an existing auto policy could increase rates by up to 92 percent.

Some insurers treat teen drivers less harshly than others do. So, don’t stick with your current carrier just because you’ve been a loyal customer for several years. And don’t simply agree on the first quote that you get. Compare quotes from several insurance companies before you make a decision.

While you compare offers from several insurance providers, pay attention to whether or not they reward good driving habits.  Companies who provide Usage Based Insurance are the recommended ones. Of course, you may have to plug some sort of telematics device into your teen’s car to see the costs dropping. The effort’s sure to be worth it, though, if it lowers the premiums.

One way to reduce the costs for your teen’s auto insurance is to make sure he or she drives a the right car. Driving a car considered safe should do the trick. That means a car that has been rewarded with  an excellent crash-test rating and also has multiple safety features: air bags, anti-lock brakes, stability control, and even automatic seat belts.

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