What Types of Discounts Are Available for Teens?
Teen drivers are very expensive to insure, and with good reason. Statistics show that teens get into far more accidents than other drivers. If you’re planning on adding a teenage driver to your existing car insurance policy, brace yourself for a significant rate boost. Even though these increases are inevitable, there are steps you can take to mitigate them, as well as teen drivers’ increased risk when driving. For example, check the available discounts for teen drivers. Comparing prices, using free car insurance quotes online is another thing you should do.
Most auto insurance companies will grant a considerable amount of discounts for young, inexperienced drivers if they have at least a B average in high school or college. College attendants generally need to take at least 12 credits to qualify for the discount, although each insurer has specific rules. Having good grades is a sign of maturity and responsible attitude, and that can convince insurers that there is a low likelihood that a claim will be made. Good student discount is the first discount any teen driver should strive to get.
Inexperienced drivers should view driving a motor vehicle in the same manner as they would view any activity in which they have not been engaged in before. Learning defensive driving in particular can define your teen’s ability to avoid wrecks and illegal maneuvers, both of which can increase your car insurance rates radically. Teens may think more calculatingly about the act of driving when they have solid defensive driving skills. They may also experience less panic in critical situations, such as when someone unexpectedly cuts in front of them or suddenly turns without a signal.
Today’s technologies make it easier than ever to keep an eye on your teens when they take to the road. Several insurers offer electronic devices that allow you to monitor teen driving habits. Also installing extra safety features will help lowering the costs for auto insurance.
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