Why Are Teen Drivers Considered High Risk Drivers?
Teens are almost automatically labeled as high risk drivers. And they automatically have to pay more on car insurance. But not all companies use the same price system and this is why teens should get free quotes on car insurance before signing in for a policy. Find out why teen drivers are considered high risk drivers.
Statistics provided by CDC show that only in 2013 six teens ages 16–19 died every day from motor vehicle injuries. The risk of motor vehicle crashes is higher among 16-19-year-olds than among any other age group. For each mile of driving, a teenage driver is much more likely to be involved in a crash than an adult driver, the exception being only the oldest among them. During their first months after getting a driving license, the risk of being involved in an accident is very high, and the number one reason is simply the lack of driving experience. It is something that the vast majority of us can relate to, because we all became drivers by not having any experience when we started.
Teens are more likely than older drivers to undervalue dangerous situations or not be able to identify dangerous situations. Also, they are more likely than older drivers to speed and allow shorter headways (the distance from the front of one vehicle to the front of the next).
When comparing with other age groups, teens have the lowest rate of seat belt use. At all levels of blood alcohol concentration (BAC), the risk of involvement in a motor vehicle crash is greater for teens than for older drivers. . Another one is driving during the night. For every mile driven, the fatal crash rate of youths between the age of 16 to 19 is about 4 times as high at night as it is during the day.
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