Young Driver Car Insurance Tips
Car insurance rates have been climbing over recent years, and 2018 will see the continuation of that trend. This spells bad news for teen drivers who were hoping to see a positive change. Still, not everything is lost. The same tactics used for years to lower the rates a bit will still be applicable this year. Check the following young driver car insurance tips and get free quote for car insurance from our website.
The first thing to do is to make sure that your carrier knows you are a good driver. For that, you will need to graduate a defensive driving program. Of course, that driver must be state approved and approved by the carrier. Even more, some carriers provide this type of service. Graduating will insurer that you will get a discount. Plus, the insurance company will be more inclined towards you, when asking for coverage. The course’s cost is usually only $25 to $75 and you’ll typically get a discount of five to 15 percent for three years.
If possible, you should stay on your parents’ policy. You should stay as a named driver on your parent’s policy as long as you can. This is usually the cheapest way to get insurance if you are a young driver. You and your parents can obtain a multi-car discount of up to 25 percent.
Getting a safe and relatively affordable car is another smart thing to do. Combining an inexperienced driver with an expensive and powerful car will result in really high premiums. If the household has multiple cars, assign the teen driver to the cheapest one.
Also, if you are studying far away from home, you should cash in some discounts. Leaving your car behind means that you drive just a few miles per year and you can apply for some low mileage discounts.
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